DEBT CONSOLIDATION LOANS
IN CALIFORNIA
$3,100 TO $200,000
Consolidate Your Debt & Reclaim Your Financial Freedom
Alternative to Debt Settlement: Consolidate multiple debts into a single monthly payment.
Apply in minutes and get cash the next business day.*
Less-than-good credit borrowers are welcome!
Find out if you're approved in minutes.**
Funds deposited directly into your bank account.
APR can range between 22.19% to 35.95% for qualified customers.†
Understanding Debt Consolidation
Feeling overwhelmed by multiple credit card bills, loans, and high interest rates? You're not alone. A debt consolidation loan could provide a simple and effective way to regain control of your finances.
Debt Consolidation is a process of combining multiple high-interest debts into a single, lower-interest loan. This could simplify your monthly payments and potentially save you money on interest.
You should consider Debt Consolidation if…
- You Have High Credit Card Debts: If you have multiple high-interest credit cards and are struggling to make minimum payments, a debt consolidation loan with a lower interest rate could help you pay down the debt faster.
- You Want to Avoid the Negative Consequences of Debt Settlement: If you want to avoid potential credit score damage, late fees, accrued interest, and tax implications, debt consolidation is an effective alternative to debt settlement.
- You Value Simplicity and Organization: If you find managing numerous due dates and different creditors stressful, a single monthly payment can greatly reduce mental burden and simplify your finances.
- You're Looking for Potential Savings: If you're seeking lower interest rates and want to reduce the total cost of debt, a debt consolidation loan could be the answer.
Here's how easy it is to consolidate your debt:
Get a Free Consultation
Speak with one of our loan agents to discuss your options.
Assess Your Debt
Our experienced loan officers will help gather information about your outstanding debts, including balances and interest rates.
Apply For a Loan
We'll guide you through the simple application process.
Consolidate Your Debt
If approved, you will receive a loan you could use to pay off your credit cards and other high-interest debts.
Imagine one monthly payment, one interest rate, and a clear path to becoming debt-free. We can help you get there.
How a Personal Loan Can Help You with Debt Consolidation
- Simplified Payments: One monthly payment instead of multiple.
- Lower Interest Rates: Potentially reduce the amount of interest you pay.
- Improved Credit Score: Consistent, on-time payments can positively impact your credit.
- Clear Payoff Date: Know exactly when you'll be debt-free.
Ready to take the first step towards financial freedom?
How It Works

Step 2: Verification
- Bank Statement
- Proof of Income
- Valid form of ID
(You must be 18 or older)

Step 3: Approved
Our unsecured personal loans are quick! The funds will be deposited directly into your bank account. This makes it simple and convenient. The steps are painless and as easy as 1-2-Money!
Representative Example (Qualified Customers)†
A representative example of payment terms for an unsecured Personal Loan is as follows: a borrower receives a loan of $25,000 for a term of 360 months, with an interest rate of 19.95% and an origination fee of $2,500, for an APR of 22.20%. In this example, the borrower would receive $22,500 and would make 360 monthly payments of $416.73.